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Opera Web Browser Crypto Wallet to Expand Services to iOS Users

Opera plans to expand its built-in crypto wallet to iOS users after a successful experience with Android.

Major web browser Opera has announced the upcoming launch of Opera Touch for iOS, according to an official press release published Tuesday, March 5. Opera Touch is a Web 3 browser with an integrated crypto wallet and support for Ethereum (ETH) and interactions with decentralized applications (DApps).

Back in December, Opera launched its “Web 3-ready” browser with a built-in crypto wallet for Android users. Opera explains the decision to expand its services to iOS as the result of the successful integration of the crypto wallet and DApp explorer for Android.

Although the launch date of Opera Touch for iOS had not been stated, the press release notes that users can sign up to test the app through its site.

On Feb. 6, Opera added a new service that allowed users in  Sweden, Norway and Denmark to purchase Ethereum through the Android version of the browser. The new service was enabled via a partnership between Opera and brokerage firm Safello. Safello, according to Opera, is registered with the Financial Supervisory Authority in Sweden.

Back in July 2018, Opera announced the addition of a built-in cryptocurrency wallet to its browser. Product manager Charles Hamel then said that Opera was “ the first major browser to open up to Web 3.0.”

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Crypto Company Change Launches Zero Fee Trading App

As competition heats up in the crypto industry companies are increasingly cutting trading fees to lure new customers to their platforms.

Singapore founded Change has launched a crypto trading and conversion app with no fees. The firm, currently based in Estonia, is marketing the app under the name of “Change Wallet” for consumers based in the European Economic Area. The target market is interesting, according to an ING survey in June two thirds of Europeans had heard about cryptocurrencies and a quarter of them planned on owning some in the future.

Change raised $17.5 million in its initial coin offering last year and claims to have 5,600 contributors. Its mission is “To aggregate all financial services in one sophisticated platform, enabling payments, transfers, and investments worldwide. Change is set to simplify and modernise mobile finance, focusing on security, efficiency, and equal access to opportunities,” according to the website.

According to reports the app will initially support Bitcoin, Ethereum, Ripple, Litecoin, and Tether. It will be available on Android and iOS. Change CEO Kristjan Kangro said in an interview that cryptocurrencies will soon be used just as much as traditional money by the people when paying for good and services.

Former CEO of DHL Global Forwarding and member of the Change advisory team, Roger Crook, added;

“I’m backing this project because I think it’s got an extremely great future, and I see that Change is going to have challenges going forward. I have no doubt that this business is going to thrive and grow globally over the coming years.”

Change has become the latest crypto startup to offer zero fee trading. US based Robinhood launched its zero fee trading platform in February and has recently added Litecoin and Bitcoin Cash support. The Robinhood app started off limited but can now be used across 17 states. The firm raised $363 million in May during a funding round to expand its crypto platform country-wide.

Other corporations such as Japan’s Line have offered zero fees for the first month as an incentive for new users. Line launched its crypto exchange Bitbox this week with support for almost 30 cryptocurrencies.

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Santander Chooses Ripple (XRP) for 50% of Its International Transfers

The momentum for Santander’s OnePay FX mobile application is growing by the day with the Ripple (XRP) team showcasing a live demonstration on how simple it is to use the app. From the get go, the user interface is simple with the app letting the user pick between US Dollars and Euros as the form of currency to perform the transaction in. After inputting the recipient’s details, the user now uses Apple Pay to make a selection on which credit card to use to complete the transaction. Once the selection is made and the user presses ‘pay’ it takes a few short seconds to complete the transaction from the U.K to the United States as demonstrated.

The complete video of the demonstration can be found on youtube. The App is currently available in the Apple App Store for free downloads.

The demonstration proves that Ripple (XRP) via its product of xCurrent, and Santander’s OnePay FX, have managed to make international transfers a safer, faster and cheaper affair. In a world where time is more valuable due to our busy schedules, the use of OnePayFX is sure to grow as more mobile users demand efficiency through fintech and with many of us having friends and family all over the globe.

It is with the customer needs in mind mentioned above, that Santander has rolled out OnePayFX to Euro Zone countries and the United States. Santander Group’s Executive Chairman, Ana Botín was quoted as earlier saying that 50% of the bank’s annual international transfers are currently being carried by the Ripple-powered blockchain.

The above evidence of Ripple products working in an efficient manner is the reason Ripple CEO, Brad Garlinghouse, was adamant that the days of Bitcoin (BTC) dominance in the crypto-market are numbered. His reasoning was that BTC only dominates due to speculation by users in the crypto-verse. The tide will turn for BTC when the same users embrace the use cases of Ripple and other cryptocurrencies that solve real life problems. What will then proceed is a massive correction with the latter cryptocurrencies flippening Bitcoin.

[Photo source, ripple.com]

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A Rebranded CoinMarketCap Launches IOS App In Honor Of Its 5th Birthday

CoinMarketCap.com (CMC), the highly popular crypto price tracker, has released an IOS app today, April 30, in honor of its 5th birthday.

CMC ranks number 175th in the world for most heavily trafficked sites, according to data from Alexa. The site’s stratospheric growth –  it reportedly has had over 60 million unique visits this year to date – appears to ‘track’ that of the crypto space itself, as a birthday blog post today on Medium suggested:

“When we launched CoinMarketCap [in 2013], we were tracking seven cryptocurrencies and only a handful of exchanges and markets with a total market capitalization of approximately $1.6 bln USD. As of May 1st, 2018, we are tracking over 1,600 cryptocurrencies and 200 exchanges with a total market capitalization over $400 bln USD! “

The site’s just-launched app for IOS that allows users to sort live data by coin market capitalization ranking, name, 24h price or percentage change, and other parameters offered on the site.

In addition to the app, CMC’s main website revealed some rebranding today, with a redesigned logo and interface, and an upgraded public API.

CoinMarketCap uses data from hundreds of crypto exchanges globally to produce averaged trading prices for cryptocurrencies. In January, the site controversially opted to remove South Korean exchanges from its listings, when the Korean “crypto frenzy” was causing a notable price premium on certain coins, in particular Ripple (XRP). Some altcoins were trading in South Korea 30% above worldwide markets, skewing the site’s average figures.

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Startup Aims to Change the Way Freelance Market Works

Technology has liberated and, at the same time, enslaved us. We can now work from the comfort of our homes but intermediaries- centralized freelance websites- are getting huge commissions. How do we cut out middlemen?

Everybody wants more flexibility these days, both businesses and employees. The gig economy is on the rise: in the US alone, 35 percent of the workforce is estimated to be working as freelancers. In the developing countries, millions of people embrace new opportunities.

According to PayPal, 41 percent of freelancers in India saw significant growth in 2017, with 80 percent of them working with international as well as domestic clients. The country is now the largest gig economy in the world with 10 mln people freelancing. The freedom, however, comes at a price, and it is set by centralized platforms, such as Upwork, TaskRabbit and many others.

Who is getting the money?

The freelance marketplaces charge fees that reduce the freelancers’ income and diminish their efforts. Their pricing policy is questionable. For example, Upwork charges freelancers 20 percent for the first $500 bill with the client and 10 percent for total billings between $500 and $10,000. Freelancer.com is also charging 10 percent with a three percent client fee.  

Of course, freelance designers, copywriters or software developers could leave these sites at any time and go on their own, but this would mean leaving reliable payment. At least, centralized platforms provide some kind of guarantees and security.

“How would I get my money? How my customers would find out about me if I leave the website?” These are the questions an average Indian or an American freelancer asks. Promoting services through Facebook ads or LinkedIn ads is more expensive and, for many, simply unaffordable.

Another challenge is thousands of fake reviews and the issues of identity on centralized platforms. For companies working with freelancers, this also poses a threat to their security. They have to open their data to somebody they’ve never met in person and who is not directly under control.

We simply need a fairer freelance economy that would make manipulation almost impossible. The Blockchain can help verify identities and rate both employers and freelancers, ensuring the security of transactions. And, what’s essential, Blockchain solutions will be much cheaper for freelancers than centralized platforms.

Freelance economy 2.0

In January 2018 a new startup, Ethearnal, launched its Initial Coin Offering (ICO) to develop a peer-to-peer freelance platform. The founders aim to connect all parties together and revolutionize the way the freelance market works. Disputes will be settled through voting in the decentralized arbitrage system by a pool of independent moderators.

“Thanks to Ethereum smart contracts, both employers and freelancers can have peace of mind that their investment, be it money, time or effort, is safe and secure,” said Stanislav Uzunchev, co-founder of Ethearnal.

The company is creating a framework to back the reputation of businesses and freelancers with Ethereal Reputation Tokens (ERTs). The Ethereal ICO is based on “DAICO,” a new method for decentralized fundraising Vitalik Buterin, the creator of Ethereum Network, recently proposed.

The model is aiming to minimize the complexity and risk of ICOs by incorporating elements of Decentralized Autonomous Organizations. The benefits include the ability to leverage crowd wisdom, the distrust of centralized teams, and spread finding over time.

By the end of 2018, Ethereal is planning to launch iOS and Android apps.

Disclaimer. Cointelegraph does not endorse any content or product on this page. While we aim at providing you all important information that we could obtain, readers should do their own research before taking any actions related to the company and carry full responsibility for their decisions, nor this article can be considered as an investment advice.

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App Stores of Future Will Be Based on Blockchain, Promote Transparency

In 2017, app stores saw record revenues and downloads. Across both iOS and Android platforms, downloads grew by 15 percent year-over-year to reach nearly 50 billion worldwide, taking total revenue to $15 billion.

Google Play and the Apple App Store are the most widely used mobile marketplaces across the globe. It’s because of this duopoly that they are able to impose a 30% cut on all purchases, app downloads and in-app items alike.

AppCoin wants to change this by utilising Blockchain technology, disrupting the traditional app economy. This economy is worth nearly $77 bln today and may double by 2020.

What problems will it solve?

The app economy is highly inefficient due to many intermediaries between the users and developers. It’s constructed by single entities that provide highly centralised platforms. These platforms offer distribution, discovery and financial transactions but have frustratingly non-transparent policies.

These entities are also responsible for maintaining the apps and games on the store, but also enforcing security measures and guaranteeing the integrity of every transaction made. Just like many other centralised systems, this model is flawed. Malware-plagued downloads, inaccessible in-app purchases for low-end markets, data leaks and privacy concerns are a few reasons why the user experience on mobile marketplaces are increasingly filled with risks and inconveniences.

In a nutshell, there are three crucial functions of app stores: advertising, in-app purchases and app approval. Aptoide wants to move these three functions to the Blockchain and revolutionise the mobile app industry with its supercharged app store protocol, AppCoins. AppCoins will act as a medium of exchange between end-users and developers, improving user experience and market efficiency through immutable smart contracts.

How will they be solved?

In order to make advertising more transparent and affordable, AppCoins will eliminate middlemen by creating a new method to acquire users that will make CPI (Cost per Installation) campaigns obsolete. They’re calling it CPAt (Cost Per Attention). This new model allows a developer to directly reward a user for spending at least two minutes inside the app. The user earns AppCoins, which are stored in their wallets, and can be used to make in-app purchases.

Blockchain will also help AppCoins’ team to reach the two billion smartphone users who do not have the necessary payment methods to do in-app purchases. With their new model, users will be rewarded by CPAt campaigns, by which they can earn AppCoins and spend them inside their favourite game or app.

With the use of Blockchain, app approvals will be made universal and more transparent through a developer reputation system. Their reputation will be validated by financial transactions on an auditable public ledger. A dispute system will be created so that AppCoins’ owners can create rankings for developers and the apps they publish.

The ICO

AppCoins is an ERC20 token that will be issued and used as the primary medium of exchange in the AppCoins protocol. App stores utilising this protocol will pay out 85% of the advertiser’s costs to the app users in the form of AppCoin tokens.

The pre-sale ended successfully, distributing over 20 million AppCoins. In total, including the pre-sale and public sale, 40 percent of the 700 million AppCoins tokens will be distributed.

The remaining tokens will go towards the App Store Foundation (15%), bootstrap strategies and key partnerships in the apps economy (20%), Aptoide (15%) and the key contributors to AppCoins idea (10%).

The token is valued at $0.10 with a hard cap of $28 million.

The Team

The Aptoide Android App Store was developed back in 2009 as a flexible, open and free alternative to Google Play Store which now has around 200 million users worldwide that downloaded more than four billion apps and games.

Conclusion

AppCoins is supported by Aptoide, one of the world’s most popular app stores. It is highly likely that with the elimination of intermediaries, developers will be able to realise greater returns on investment, increase the monetisation potential of their product, and directly communicate with their customer base.

For more information on the ICO, please visit https://appcoins.io. We also recommend reading the Whitepaper to further understand their roadmap and technology.

Disclaimer. Cointelegraph does not endorse any content or product on this page. While we aim at providing you all important information that we could obtain, readers should do their own research before taking any actions related to the company and carry full responsibility for their decisions, nor this article can be considered as an investment advice.

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Swiss-Based Eidoo on Course for Creating the Swiss Army Knife of Blockchains

The total market capitalisation of cryptocurrencies is hovering around $136 bln, according to coinmarketcap.com. There’s a growing interest in these new assets, and users need a simple way to access them. Exchanges are the gateway to cryptocurrency, and offer investors and users a chance to transform their fiat money into crypto and the other way around. However, exchanging assets still remains a daunting challenge that requires navigating several exchanges and using multiple wallets.

The quest for building a better exchange and a more secure wallet has led to a centralised vs. decentralised exchange debate. In a centralised exchange, all transactions take place in a central location and involve transfer of assets to the exchange. Convenient but unsafe.

Decentralised exchanges offer redress but they post their own challenges, such as liquidity risk. Eidoo, a Swiss-based hybrid exchange and a multi-currency wallet, offers the best of both the centralised and decentralised worlds and at the same time.

Safely and swiftly

The combined benefits of a centralised and decentralised exchange aside, Eidoo is offering security in the form of keeping keys on user mobile devices, as well as giving full control over owned cryptocurrencies to their clients. They also promise higher speeds and scalability compared with other decentralised exchanges.

Eidoo has applications for both Android as well as iOS. Since Eidoo combines an exchange and a wallet all in one go, it is possible that this is the only app anyone would ever need to deal with cryptocurrencies. As it is said on their website, “We want to make only one application, extremely easy to use, and bring the crypto world to the end user; a bridge towards worlds that at this time, as a user experience, are not so close to one another.”

A new CEO for a new Blockchain to human interface

In a press release made available to Cointelegraph, Eidoo announced that Thomas Bertani has been appointed the new CEO of Eidoo. Thomas is known for his work at Oraclize. Eidoo will also be entering into a strategic alliance with Oraclize.

“The Eidoo project vision is somehow complementary with the one I have been working on the last few years. Thanks to the joined effort of several teams which are now coming together under the same umbrella, a new strong foundation was formed to build production-grade Blockchain apps which are both easy and secure. There is a long way ahead, but a lot of great work has already been done, proving why the Eidoo team is so exciting.”

– Thomas Bertani, new CEO of Eidoo

A one-stop solution that can liberate users

At the moment, crypto users have to use n-number of wallets and different exchanges to conduct transactions. This means keeping tabs on what they are using and exposing themselves to exchange-based risks. Then there is the question of a split between technologies, such as Bitcoin and Ethereum. Eidoo has the potential to repair this schism and bridge the fragmented industry.

They are going to be deploying two independent teams for Bitcoin and Ethereum that will work on these technologies and provide the best outcome for users. The wallet will offer access to Bitcoin, Ethereum and all ERC20-based tokens. They have also got plans to add other currencies like Litecoin, ZCash and so on. A whitepaper outlining their plans is available.

If Eidoo have their way, they will take the avatar of a Swiss knife of Blockchains, something which would be a convenient one-stop solution. Perhaps it is high time that happened.

Disclaimer. Cointelegraph does not endorse any content or product on this page. While we aim at providing you all important information that we could obtain, readers should do their own research before taking any actions related to the company and carry full responsibility for their decisions, nor this article can be considered as an investment advice.